Health And Life Insurance

Which is more necessary? Health Insurance or Life Insurance? Well, i find them both significant and beneficial, and thus both of them are indeed necessary for us. After all, these two forms of insurance have their own purpose and it is legit to avail them both.

Health insurance are usually being issued along with your employment in a company especially if your job is quite risky and harmful. However, if the company doesn’t offer such benefits, then  you can apply one for yourself. Health insurance, as what the term suggest, can be used when you’re facing some serious health issues or you got involved in an accident. The main purpose is to cover most of the hospital and medical expenses though it depends on how wide the coverage of your insurance is.

The life insurance, on the other hand, is way far different from Health Insurance. This will only function when you, as an insurer, died for whatever reasons there may be. Though some life insurance may cover an insured person with critical or terminal illness too. Generally speaking, you are not the one who will benefit from it in return but your dependents. As a breadwinner like me, it is very ideal to get such insurance so that if something happened to me, my family will still get the compensation they deserve through such insurance.

I think that’s good enough reasons for us to say that we both need Health and Life insurance but we just have to be sure that the company that we are dealing with is safe and reliable.